SMART CAPITAL - STRONGER FUTURES
DSCR FINANCING
INVEST IN INCOME, WE’LL HANDLE THE REST
CASH FLOW BASED
FAST & FLEXIBLE CLOSINGS
INVESTOR FRIENDLY
Qualify based on property cash flow – not personal income
Close in as little as 7–14 days with streamlined underwriting
Perfect for seasoned investors and growing real estate portfolios
SCALE YOUR PORTFOLIO
COMPETITIVE RATES
SIMPLIFIED DOCUMENTATION
Finance multiple properties seamlessly and expand your footprint.
Attractive rates with interest-only options available to maximize cash flow.
Minimal paperwork required so you can focus on finding great investments.
LOAN HIGHLIGHTS
WHAT IS DSCR?
✓ Loan Amount: Up to 75% LTV (Purchase); up to 70% LTV (Cash-Out/Refinance)
✓ Property Types: 1–4 Unit Residential, Condos, Townhomes, Mixed-Use
✓ Loan Term: 30-Year Fixed; Interest-Only Options Available
✓ DSCR Requirement: Typically 1.00–1.25+
✓ Credit Score: As low as 620 (varies by program)
✓ No Prepayment Penalty in Most Cases
✓ NO SEASONING REQUIRED
✓ NO SOURCE OF FUNDS REQUIRED
DSCR (Debt Service Coverage Ratio) is a measure of a property’s cash flow relative to its debt payments.
DSCR =
A DSCR of 1.00 or higher means the property generates enough income to cover its loan payments.
MORE CASH FLOW - MORE OPPORTUNITIES
LET DSCR FINANCING HELFP YOU GET THERE
READY TO GROW YOUR REAL ESTATE PORTFOLIO?
LET’S MAKE IT HAPPEN
SA CAPITAL INC
MONIKA SHARMA
SCAN TO LEARN MORE
Connect instantly with our lending team to start your DSCR application.
Email: infoatsacapital@gmail.com
Phone: 571 528 8714
Your Success. Our Capital.
Building wealth through smart real estate financing.